We have all heard many times how important it is to set goals. In fact, we have even discussed it here with Vision Boards and Goal Setting Worksheets. Goals are very helpful in creating the better self we desire and to push us to new levels.
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What are the goals you wish to achieve? Think of what you want one month from now, five months from now, one year from now, and five years from now. Take a moment to write to all the thoughts you are having down. Even if they seem out of reach,
Now that you have just gotten everything out of your mind go back and see what you wrote. Let’s say one goal was to go on a vacation. That’s great but let us take it one step forward. Where would you like to go and how much will you need for this vacation. Make it specific so that it can be attainable. Look up some flights and hotels for a quick example and come up with a rough number. For example, Say you find out you will need $1800 for an awesome beach vacation. You can now turn the vague go on vacation goal to save $1800 by April 1st to go on vacation.
Do this with every vague goal you have. Find out details and rough amounts of what you need to attain said goal. Now you can turn this goal into a game plan. The current month is January and you need $1800 by April. So you could say you have 3 months to come up with $1800, that is $600 a month, $300 every two weeks. Take a look at your budget to see if you have the $300 extra to spare. If not, here is your opportunity to make a plan to come up with it, cut out
What are some financial goals that could be beneficial to plan for now?
*Things for fun! Whether it is vacations or staycations, it is important to allow yourself and your family some fun throughout the year.
*College funds
*Christmas/Birthday Funds
*Retirement
*Sports/School Events
*Student Loan Debt
*Car Loan
*Mortgage
*Saving to buy a home
*Wedding
I think you get the idea. There are so many financial goals you can start to think about and set for yourself. Get specific about the goal and break it down into actionable steps you can work on to obtain these.
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