When creating your budget it can be hard to think off the top of your head. By having a list of common budget categories, you can ensure you wont leave items off your budget.

Have you created a budget yet? You can read my post here about creating a basic budget. Adding these categories to your budget will help eliminate the possibility of leaving anything out.

Subscriptions and Memberships

Antivirus

Microsoft Word

Amazon

Hulu

Netflix

Spotify

Gym

Celebrations

Birthdays

Weddings

Baby Showers

Holidays

Spending Money

Hobbies

Entertainment

Eating out

Pets

Pet Food

Vet Visits

Pet medication

Toys/beds/Accesories

Vehicle

Maintenance

Gas

Tires

Auto Insurance

Tags and Fees

Housing

Mortgage/Rent

HOA

Property Tax (if not included in mortgage)

Maintenance

Appliance Replacement (if needed)

Medical

Insurance

Prescriptions

Co-pays

 Glasses/Contacts

Over the Counter Medicine

School Expenses

School Supplies

Field Trips

Lunches

Activities/sports

Uniforms/School Clothes

Personal

Toiletries

Clothing

Dish soap

Personal hygiene items

Laundry supplies

Cleaning supplies

Beauty Care

Utilities

Water

Electric

Gas

Internet

Trash

Cable

Debts

Credit Card Payments

Student Loans

Car Loans

Medical Payments

Personal Loans

Office Supplies

Ink

Paper

Stamps

Envelopes

Professional Fees

Counseling

Coaching (Life or Money)

Business Memberships/ Societies

Childcare

Groceries

Sinking Funds

Have you heard of sinking funds? Do you implement them? Read my post about sinking funds to help eliminate the possibility of future debt.

Implementing Categories

I hope these categories help you create a better budget. If money is still tight while creating your budget, take a look at some of these categories. What can you really do without? Perhaps cutting out eating out and entertainment can make a huge difference.

Did you find this helpful? Am I missing any categories that you find important?